Sectors We Serve

We support banks operating under PRA, ECB, and EBA regimes, delivering credit risk models that are technically robust and defensible through validation, audit, and supervisory review.

Focus areas:
IRB models • Stress testing • IFRS 9 • Model remediation & governance

We help African financial institutions implement Basel-aligned risk frameworks and IFRS 9 models that reflect local data constraints while remaining aligned to international best practice.

Focus areas:
IFRS 9 • Credit decisioning • Stress testing • Capability uplift

We support fintechs and digital lenders in building scalable, explainable credit risk frameworks that enable growth without compromising risk control.

Focus areas:
Decisioning models • Alternative data • Monitoring & governance • IFRS 9 alignment.

Our cross-sector work allows us to apply bank-grade governance in fast-growing environments and pragmatic modelling approaches where data is limited.